Synchrony | Date: 2016-10-19
The electronic device may invoke a host application. The device may display a first host user interface on the display, the first host user interface including a first host user interface component associated with a child application. In response, the device may invoke, using the host application, the child application executed at the electronic device. The device may transmit, using the host application, a request for data associated with a child user interface component to the child application. The device may transmit, using the child application, the request for data associated with the child user interface component to a child application server, wherein the data associated with the child user interface component is inaccessible by the host application. The device may receive, using the child application, the data associated with the child user interface component from the child application server. The device may display the child user interface component.
News Article | May 18, 2017
STAMFORD, Conn.--(BUSINESS WIRE)--Synchrony Financial (NYSE:SYF) announced today that its Board of Directors intends to increase the quarterly cash dividend to $0.15 per share of common stock, commencing the third quarter of 2017, and has approved a share repurchase program of up to $1.64 billion through June 30, 2018. The company expects to make share repurchases from time to time subject to market conditions and other factors, including legal and regulatory restrictions and required approvals. Synchrony Financial (NYSE: SYF) is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.* We provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. Through our partners’ over 365,000 locations across the United States and Canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. Synchrony Financial offers private label and co-branded Dual Card™ credit cards, promotional financing and installment lending, loyalty programs and FDIC-insured savings products through Synchrony Bank. More information can be found at www.synchronyfinancial.com, facebook.com/SynchronyFinancial, www.linkedin.com/company/synchrony-financial and twitter.com/SYFNews. *Source: The Nilson Report (May 2016, Issue # 1087) - based on 2015 data.
News Article | May 16, 2017
Update: Samsung Pay has now launched in the UK, with three supported banks for now. There's a smaller battle waging within the never-ending smartphone wars that Samsung has managed to heat up: mobile payments. The Korean mega tech firm has released Samsung Pay, its answer to Apple Pay and Android Pay. But what does it offer that's different, and are you able to use it? In some markets, Samsung Pay has a serious leg up on the competition through some clever tech and fruitful partnerships. Here's everything you need to know about Samsung Pay. Samsung Pay initially launched in South Korea in August 2015 before launching in the US a few weeks later. Those in Australia saw the release in June 2016. After a long delay, it's now coming out in the UK. Samsung hasn't explained the delay in the launch of the service, but you'll be able to use Samsung Pay from May 16, 2017. Whether you can use Samsung Pay depends on what banking service you use. Services in the US that allow you to use Samsung Pay include Chase, American Express, Bank of America, Wells Fargo, Citi, Captial One, US Bank, PNC, USAA, TD Bank, Synchrony Bank, SunTrust, Navy Federal Credit Union, Regions, BB&T, Fifth Third Bank and BBVA Compass. To check your US service is included with Samsung Pay, you can check the official list from Samsung. If you live in the UK, the service is a little more limited with only Santander, Nationwide and MBNA currently supporting Samsung Pay. Soon Samsung hopes for HSBC, First Direct, M&S Bank and American Express to soon use the service too. If your bank isn't listed here, you may find you're able to use Android Pay to get mobile payments on your phone. Meanwhile, those in Australia will need to bank with WestPac, American Express or Citi to be able to use Samsung Pay. In the US, Australia and UK you can use Samsung Pay on the Galaxy S8, Galaxy S8 Plus, Galaxy S7, Galaxy S7 Edge, Galaxy S6 and Galaxy S6 Edge, but those with older devices will likely have to download a software upgrade to be able to download the Samsung Pay app. You can get Samsung Pay by downloading the app on the Google Play Store - it won't just appear on your phone if you have an older Samsung device. Those in the US and Australia with a Galaxy A5, Galaxy A7 or Galaxy Note 5 will also be able to use the service and we expect it to come to those devices for those in the UK soon. To use Samsung Pay, all you'll have to do is register your credit cards of choice and start tapping at any point of sale (PoS) machine that accepts credit cards. Yes, this means that Samsung Pay will work even if the PoS does not have NFC (or near-field communication) technology built-in. How? It's done through MST, or Magnetic Secure Transmission. The special MST antenna, all of the above Samsung phones can trick standard magnetic strip credit card readers into registering a tap as if you had swiped your plastic. It does this through generating changing magnetic fields over a very short period of time - think fractions of a second - emulating the data-filled magnetism that a standard credit card swipe would. That's only the case for those in Australia and the US though, the MST element of the service is not coming to the UK. Samsung claims there are enough contactless terminals in the UK that it doesn't think it's worthwhile including the MST feature. Considering MST is the biggest unique selling point of Samsung Pay, there isn't much reason to use this over Android Pay in the UK. Samsung's Global Co-GM of Samsung Pay Thomas Ko was keen to reassure TechRadar that these antennas are neatly placed away from all other radios within its phones to avoid interference that might otherwise create security holes. Speaking further to security, Ko went on to assure that all of the data transmitted in a given transaction is encrypted using a one-time token system. Each time a transaction is executed, the phone supplies a unique, ephemeral token to the terminal. When it then arrives at the associated banking institution's firewalled servers, the token is then decrypted and processed. However, there's one small catch to all this. Because this tech relies on cooperation from the banking firms, only Visa, MasterCard and American Express will support MST-powered, wireless payments through Samsung Pay at launch in the US. (All of Samsung's launch partners will support the service through NFC, though.) Ko told TechRadar that Samsung is actively working on expanding this feature to work with other institutions, like Chase, Discover and more. Samsung Pay also supports gift cards and store-branded credit cards through the exact same method, not to mention NFC.
News Article | May 24, 2017
LAS VEGAS--(BUSINESS WIRE)--In anticipation of the launch of their new mobile commerce platform, fuel brands Phillips 66®, Conoco® and 76® debuted their “Mobile Connect Experience” yesterday at the ARIA Resort and Casino in Las Vegas during Phillip 66’s Momentum: Driven by Excellence conference. The “Mobile Connect Experience” is driven by P97’s PetroZone®, a mobile commerce solution Phillips 66 announced last year in collaboration with Chase Pay. The new platform will connect retail fueling consumers to Phillips 66, Conoco, and 76 locations through a mobile app using a dynamic station finder, enabling a mobile payment wallet and delivering contextual commerce digital offers. Phillips 66’s GM of Marketing Services Rod Palmer expanded on the new offering in a session with customers, telling them that “We designed our mobile solution to build on top of technology you should already have at your store, and unlike some of our competitors, our offering doesn’t just work at the pump, but inside the store as well. It’s designed to work for all of your business.” The “Mobile Connect Experience” includes previews of mobile integrations with Synchrony Financial, a new branded mobile debit product, loyalty points facilitated by KickBack Rewards System and an in-vehicle payment demonstration with Honda Developer Studio that allows consumers to purchase fuel from the infotainment unit of their car. “A company with the innovative spirit of Phillips 66 helps move the entire retail fueling industry forward,” said Donald Frieden, founder and CEO of P97. “P97 is working with Phillips 66 to integrate existing technologies such as their proprietary credit and loyalty programs into a comprehensive mobile commerce platform, creating a seamless commerce experience for consumers.” Phillips 66 is currently testing mobile commerce connected sites in the Texas and Oklahoma regions, with a nationwide rollout planned for 2017 into 2018. About U.S. Marketing at Phillips 66 Phillips 66 is a diversified energy manufacturing and logistics company. With a portfolio of Midstream, Chemicals, Refining, and Marketing and Specialties businesses, the company processes, transports, stores and markets fuels and products globally. Headquartered in Houston, the company has 14,600 employees committed to safety and operating excellence. Using a network of branded marketers and dealers operating approximately 7,500 outlets, its U.S. Marketing business supplies TOP TIER® Detergent Gasolines under the Phillips 66®, 76® and Conoco® brands. For more information about Phillips 66, visit www.phillips66.com or follow us on Twitter @Phillips66Co. For more information about the company’s U.S. fuel brands, visit Phillips 66’s U.S. Consumer Brands webpage. P97 Networks provides secure cloud based mobile commerce and digital marketing solutions for the convenience retail and fuels marketing industry under the brand name PetroZone®. P97’s mCommerce solutions enhance the ability of convenience store operators, marketers, and oil companies to attract and retain customers by providing technology that securely connects millions of individual mobile phones and connected cars with identity and geo-location based software technology to create truly unique connected-consumer experiences. P97’s software personalizes the “find-buy-save” experience for every mobile consumer. For more information follow us on Twitter @p97networks or visit www.p97.com.
News Article | May 23, 2017
If you’re looking to buy something, but don’t want to pay for it yet, Blispay thinks it has the solution for you. The startup works with small and mid-sized businesses to help retail customers defer payments for six months. Baltimore-based Blispay has been gaining traction and raised an additional $12 million in funding after raising about the same amount last year. FirstMark Capital and New Enterprise Associates were among the participants in this round. Vince Talbert, co-founder of Bill Me Later and partner at Camden Partners is joining the board. Blispay founder and CEO Greg Lisiewski told TechCrunch that he is looking to take on Max Levchin’s Affirm and also PayPal Credit, where he used to work. But instead of just focusing online, they want to bring this concept to physical stores. There are already competitors like Synchrony Financial who work with larger businesses, but Lisiewski felt that medium-sized retailers were underserved. Blispay is “really focused on leveling the playing field,” he said. If someone walks into a participating store and wants to make a purchase of at least $199 without paying anything upfront, they can sign up on the Blispay app in 2-3 minutes and once they submit the form they will find out if their credit is approved within 15-20 seconds. They can then take the item home without any payments or any interest for six months, while also getting 2% cash back. Blispay makes money off customers who don’t end up paying for the item when the six months comes around and then they are subject to 19.99% interest. But as far as the businesses are concerned, it costs them nothing more than the roughly 3% credit card processing fee that they would be paying Visa anyway. Blispay allows businesses “to leverage technology in a way that makes it efficient and affordable to service a far broader swath of a merchant base,” said Lisiewski. Blispay also works online and can even double as a regular credit card. If the purchases are less than $199, the payment is due in 30 days. The startup launched in 2014 and currently has 500 merchant partners and “thousands” of consumers using the service. Their initial focus was on the mid-Atlantic region, but they plan to use the funding to further expand nationally.
Synchrony | Date: 2013-02-08
A system, comprising instructions executing on at least one computing device, to evaluate investment opportunities for an enterprise and calculate, for each investment opportunity, a strategic value of the investment opportunity to the enterprise and an estimated financial return of the investment. In some embodiments, in evaluating the strategic value of an investment opportunity, the opportunity evaluation system may assign to the investment opportunity one or more values with which the system was configured prior to receipt of information regarding the investment opportunity. The values that are assigned may be determined by the opportunity evaluation system in advance of evaluating investment opportunities, based at least in part on information collected from people affiliated with the enterprise. By determining the values in advance and evaluating each investment opportunity based on these predetermined values, the opportunity evaluation system may provide an objective and unbiased review of investment opportunities for the enterprise.
Synchrony | Date: 2016-01-08
A method of concentrating directional radiant energy using reflective optics and receivers that convert that energy wherein the receivers are situated in the body of the reflector on risers parallel to the direction of radiant energy, each said riser bounded by at least one parabolic mirror lying closer and another lying farther from the energy source, where the focus or foci of said mirrors lie substantially in the direction faced by the receiver situated in said riser. The reflector geometries include ones in which the mirrors are parabolic cylinder sections and require only one-axis tracking to focus, and ones in which the mirrors are paraboloid sections and require two-axis tracking to focus sunlight.
Synchrony | Date: 2011-06-23
Certain exemplary embodiments can provide a system, machine, device, manufacture, circuit, composition of matter, and/or user interface adapted for and/or resulting from, and/or a method and/or machine-readable medium comprising machine-implementable instructions for, activities that can comprise and/or relate to: via a thrust stator of a magnetic bearing, the thrust stator adapted to be split into sectors so that a shaft of a machine can be removed from the magnetic bearing, producing an axi-symmetric field at each pole face of the thrust stator when the sectors are operatively assembled in the machine; and/or a magnetic bearing thrust stator, comprising a plurality of stator sectors, each of the stator sectors comprising a semi-circumferentially slotted stator portion comprising a plurality of semi-circumferential poles and a first coil portion shaped to fit substantially within the semi-circumferentially slotted stator portion.
Synchrony | Date: 2012-11-27
A method of concentrating directional radiant energy using reflective optics and receivers that convert that energy wherein the receivers are situated in the body of the reflector on risers parallel to the direction of radiant energy, each said riser bounded by at least one parabolic mirror lying closer and another lying farther from the energy source, where the focus or foci of said mirrors lie substantially in the direction faced by the receiver situated in said riser. The reflector geometries include ones in which the mirrors are parabolic cylinder sections and require only one-axis tacking to focus, and ones in which the mirrors are paraboloid sections and require two-axis tracking to focus sunlight.
Synchrony | Date: 2015-05-18
A system for collecting solar energy using a plurality of energy collection elements arranged in a planar array within a stationary base structure, each comprising: an energy capture unit with optical means of focusing directional sunlight parallel to its axis onto one or more sunlight-to-electricity converters within itself, and means of sensing divergence of its axis from the suns direction; and an angular positioning unit that orients said capture unit about two nested axes by slidably mounting two arcuate tracks in opposed and perpendicular arcuate slots, a convex track within said energy capture unit and a concave track within said base structure, each said slot equipped with a drive apparatus that engages its respective track and moves the positioner along it. The invention provides methods for determining the shapes and arrangement of such elements so as to maximize aperture efficiency while preventing collisions of adjacent elements.