State College

State College, PA, United States

State College

State College, PA, United States

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Department staff will be presenting "Avoiding Scams and ID Theft" – which helps consumers protect themselves from financial scams as well as informs victims of scams on how to get help – will be offered at the following locations: The presentation "Creating a Spending Plan" – which outlines the differences between wants and needs; setting "SMART" goals; creating a spending plan; and putting the plan into action –will be presented at the following location: The presentation "How Can the DoBS Help You?" – which helps participants understand the businesses the department regulates as well as how its outreach and complaint operations work – to the following group: The presentation "Fraud Bingo" – an interactive presentation to help participants learn ways to protect themselves from investment fraud and other financial scams – will be offered at the following locations: Department staff will be participating in Sen. Mary Jo Daley's Senior Expo at Colonial Elementary School at 230 Flourtown Road in Plymouth Meeting (Montgomery County) on June 16 from 10:00 AM to 1:00 PM. The presentation "Cybersecurity–Staying Safe on the Internet" – covering key topics such as using secure websites, creating strong passwords, being aware of what you put on social media, and even tips for shopping online safely – will be offered at the following locations: Department staff will present "Understanding Reverse Mortgages" and "Homeownership in Tough Times" as part of a senior event coordinated by Senator Elder Vogel, Jr. at Challenges: Options in Aging at 2706 Mercer Road in New Castle (Mercer County) on June 27 from 10:00 AM to 11:30 AM. Department staff will be participating in a "Making $ense of Finance" conference at Fort Indiantown Gap on June 9. The conference is designed specifically towards addressing the financial and investing challenges faced by members of the military and veterans. (open to active military and veterans ONLY) Department staff will present "How Can the DoBS Help You?" at the annual Pennsylvania Housing Finance Agency Multifamily Affordable Housing Conference in State College (Centre County) on June 29. (open to conference attendees ONLY) The Department of Banking and Securities offers a number of educational presentations designed to help consumers of all ages and professionals learn to protect and grow their own money and that of clients. The presentation Calendar of Events can be found online: http://bit.ly/1KIscBZ. Consumers and community groups can call 1-800-PA-BANKS or email informed@pa.gov for more information, or learn more online: http://bit.ly/2bjKrTa. To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/pa-wolf-administration-announces-consumer-financial-protection-initiative-outreach-schedule-for-june-300462448.html


The presentation "Consumer Fraud Bingo" – an interactive presentation to help participants learn ways to protect themselves from investment fraud and other financial scams – will be offered at the following locations: The presentation "Banking Basics" – an overview of how banks and credit unions work, including differences among types of accounts, what to do if you have past banking issues, and questions you should ask before opening an account – will be offered at the following locations: Department staff will be participating in Rep. Karen Boback's Senior Expo at Tunkhannock Area High School at 135 Tiger Drive in Tunkhannock (Wyoming County) on July 28 from 10:00 AM to 2:00 PM. The expo will include a mini-seminar presented by staff on "Cybersecurity – Staying Safe Online" which covers key topics such as using secure websites, creating strong passwords, being aware of what you put on social media, and even tips for shopping online safety. The presentation "Avoiding Scams and ID Theft" – which helps consumers protect themselves from financial scams as well as informs victims of scams on how to get help – will be offered at the following location: Department staff will be presenting "Avoiding Scams and ID Theft" at the following locations: Department staff will present "Banking Basics" at Sweetbriar Place at 211 Sweetbriar Place in Pittsburgh (Allegheny County) on July 25 from 12:45 PM to 2:00 PM Department staff will be participating in the 75th Anniversary Celebration at Letterkenny Army Depot on July 17 (open to Letterkenny employees ONLY). Department staff will be a participating vendor at the Pennsylvania Sheriffs' Association Annual Conference in Pittsburgh (Allegheny County) on July 12 (open to conference attendees ONLY). Additionally, department staff will present "Cents and Sensibility: Teaching Financial Literacy to Transition Age Students" at the Pennsylvania Office of Vocational Rehabilitation (OVR) Early Reach Initiative Statewide Training Conference at the Atherton Hotel, 125 South Atherton Street in State College (Centre County) on July 27 (open to conference attendees ONLY). The Department of Banking and Securities offers a number of educational presentations designed to help consumers of all ages and professionals learn to protect and grow their own money and that of clients. The presentation Calendar of Events can be found online: http://bit.ly/1KIscBZ. Consumers and community groups can call 1-800-PA-BANKS or email informed@pa.gov for more information, or learn more online: http://bit.ly/2bjKrTa. To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/pa-wolf-administration-announces-consumer-financial-protection-outreach-schedule-for-july-300475860.html


Department staff will be participating in several senior citizen expos sponsored by members of the General Assembly, including: The presentation "Banking Basics" – an overview of how banks and credit unions work, including differences among types of accounts, what to do if you have past banking issues, and questions you should ask before opening an account – and the presentation "Creating a Spending Plan" – which outlines the differences between wants and needs; setting "SMART" goals; creating a spending plan; and putting the plan into action – will be combined together and offered at the following location: The presentation "Avoiding Scams and ID Theft" – which helps consumers protect themselves from financial scams as well as informs victims of scams on how to get help – will be offered at the following locations: Department staff will be participating in the National Night Out at the 1st Block of W. Caracas Avenue in Hershey (Dauphin County) on August 1 from 5:00 PM to 8:00 PM. This street fair is a national event in communities throughout the country and will included many different businesses, agencies, and clubs participating. It is free and open to the public. The presentation "Fraud Bingo" – an interactive presentation to help participants learn ways to protect themselves from investment fraud and other financial scams – will be offered at the following location: Department staff will be offer a combined presentation of "Banking Basics" and "Creating a Spending Plan" at the following locations: Department staff will hold a breakout session during the 2017 PA Community on Transition Conference on ensuring quality financial education for students with disabilities at the Penn State Conference Center, 215 Innovation Parkway in State College (Centre County) on August 11 from 9:45 AM to 11:15 AM (open to conference participants ONLY). The Department of Banking and Securities offers a number of educational presentations designed to help consumers of all ages and professionals learn to protect and grow their own money and that of clients. The presentation Calendar of Events can be found online: http://bit.ly/1KIscBZ. Consumers and community groups can call 1-800-PA-BANKS or email informed@pa.gov for more information, or learn more online: http://bit.ly/2bjKrTa.


Gombotz K.,State College | Parette R.,State College | Austic G.,Piedmont Biofuels Industrial Llc | Kannan D.,Pennsylvania State University | Matson J.V.,State College
Fuel | Year: 2012

Manganese (II) oxide (MnO) and titanium (II) oxide (TiO) solid catalysts were found to be robust catalysts for both the transesterification of triglycerides and esterification of free fatty acids. These metal oxides were shown to exhibit long life with little loss of activity. The ability to esterify free fatty acids (FFA) and handle high levels of water illustrates the potential of these catalysts to produce biodiesel from low quality feedstocks without the pretreatment operations required with the traditional process. Some soaps were produced in the presence of free fatty acids, but soaps were within tolerable levels and formed at concentrations that were orders of magnitude lower than the traditional process. This results in significant reductions in product washing. By utilizing a 2-stage process, high quality fuel (meeting ASTM specifications) and glycerol were produced. © 2011 Elsevier Ltd. All rights reserved.


Okajima S.,State College | Okajima H.,Pennsylvania State University
Energy Economics | Year: 2013

This paper estimates elasticities of Japanese residential price electricity from 1990 to 2007. The first difference generalized method of moment estimator is employed to avoid dynamic panel bias, which is not considered in most previous studies. The results show that while short-run elasticities are similar to those in previous studies, long-run elasticities are significantly lower in our study. We also find that the price elasticity of Japanese residential electricity consumption is notably affected by income inequality and severe weather. Based on these results, we provide some insights to tailor environmental taxation so as to effectively attain the Kyoto Protocol. © 2013 Elsevier B.V.


Derstine T.,State College
Annals of clinical psychiatry : official journal of the American Academy of Clinical Psychiatrists | Year: 2010

Another option for managing major depressive disorder (MDD) became available in October 2008 with the Food and Drug Administration's (FDA) market clearance of NeuroStar TMS (transcranial magnetic stimulation) Therapy System. A panel of psychiatrists who have been treating patients with NeuroStar TMS Therapy in their clinics assembled for a virtual roundtable discussion regarding their experiences. In this supplement, the panel addresses the following issues: the FDA-cleared indication for use of NeuroStar TMS Therapy; logistic and staffing considerations in the outpatient setting; selecting the right patient for TMS Therapy; talking with patients and family about TMS Therapy. To give the overview a meaningful context, each panelist shares a personal account of a patient case, describing the treatment course and outcomes achieved with TMS Therapy.


Rosamilia L.L.,State College
Seminars in cutaneous medicine and surgery | Year: 2016

Acne and rosacea are common inflammatory processes historically classified in the same disease category, but evolving understanding of their disparate pathophysiology and exacerbating factors have generated an enormous armamentarium of therapeutic possibilities. Patients seek over-the-counter therapies first when managing cutaneous disease; therefore, this review defines ingredients considered to be effective over-the-counter acne and rosacea products, their mechanisms, and safe formulations, including botanical components, oral supplements, and other anecdotal options in this vast skin care domain. ©2016 Frontline Medical Communications.


Patil N.,State College | Hwang K.,Stanford University | Goodman S.B.,Stanford University
Orthopedics | Year: 2012

The reconstruction of major acetabular bone defects during revision, conversion, and primary total hip arthroplasties (THAs) is challenging. We reviewed a consecutive series of 168 THAs (108 revisions, 8 conversions, and 52 primary THAs) performed by 1 surgeon (S.B.G.) between 1997 and 2008 using impaction bone grafting for acetabular reconstruction. Autograft, cancellous allograft croutons, and demineralized bone matrix were used to fill bone defects as needed. The acetabular bone deficiency was classified according to the American Academy of Orthopaedic Surgeons: type I, segmental deficiency with significant rim defect; type II, cavitary defects medially or posteriorly; type III, combined cavitary and segmental deficiency; type IV, pelvic discontinuity; and type V, arthrodesis. According to this method, 56 hips had type I, 31 hips had type II, 48 hips had type III, and 27 hips had type IV deficiencies. Of the 168 patients, 19 subsequently died of causes unrelated to the THA, and 11 were lost to follow-up. All patients had at least 2 years of follow-up. Average Harris Hip Score improved from 45.5±17.9 preoperatively to 81.1±16.5 postoperatively (P<.05) for revision THAs, from 40.0±11.3 preoperatively to 85.0±12.8 postoperatively (P<.05) for conversion THAs, and from 42.3±14.9 preoperatively to 85.0±12.0 postoperatively (P<.05) for primary THAs. All impaction grafted bone (allograft, autograft, or a combination) incorporated radiographically, thus restoring bone stock. Complications included 1 early infection, which was managed successfully with debridement and liner exchange, and 2 late infections that were managed successfully with staged revision. Two revisions required subsequent re-revision for late loosening. Two hip dislocations occurred, 1 of which required surgical treatment to place a constrained liner.


Skulas-Ray A.C.,Pennsylvania State University | Kris-Etherton P.M.,Pennsylvania State University | Harris W.S.,University of South Dakota | Vanden Heuvel J.P.,Pennsylvania State University | And 2 more authors.
American Journal of Clinical Nutrition | Year: 2011

Background: Eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA) have been shown to reduce cardiovascular mortality at a dose of ≈1 g/d. Studies using higher doses have shown evidence of reduced inflammation and improved endothelial function. Few studies have compared these doses. Objective: The objective of this study was to compare the effects of a nutritional dose of EPA+DHA (0.85 g/d) with those of a pharmaceutical dose (3.4 g/d) on serum triglycerides, inflammatory markers, and endothelial function in healthy subjects with moderately elevated triglycerides. Design: This was a placebo-controlled, double-blind, randomized, 3-period crossover trial (8 wk of treatment, 6 wk of washout) that compared the effects of 0.85 and 3.4 g EPA+DHA/d in 23 men and 3 postmenopausal women with moderate hypertriglyceridemia (150-500 mg/dL). Results: The higher dose of EPA+DHA lowered triglycerides by 27% compared with placebo (mean ± SEM: 173 ± 17.5 compared with 237 ± 17.5 mg/dL; P = 0.002), whereas no effect of the lower dose was observed on lipids. No effects on cholesterol (total, LDL, and HDL), endothelial function [as assessed by flow-mediated dilation, peripheral arterial tonometry/EndoPAT (Itamar Medical Ltd, Caesarea, Israel), or Doppler measures of hyperemia], inflammatory markers (interleukin-1β, interleukin-6, tumor necrosis factor-α, and high-sensitivity C-reactive protein), or the expression of inflammatory cytokine genes in isolated lymphocytes were observed. Conclusion: The higher dose (3.4 g/d) of EPA+DHA significantly lowered triglycerides, but neither dose improved endothelial function or inflammatory status over 8 wk in healthy adults with moderate hypertriglyceridemia. The trial was registered at clinicaltrials. gov as NCT00504309. © 2011 American Society for Nutrition.


Ulbrecht J.S.,Pennsylvania State University | Ulbrecht J.S.,State College | Ulbrecht J.S.,Diapedia, Llc | Hurley T.,Diapedia, Llc | And 3 more authors.
Diabetes Care | Year: 2014

OBJECTIVE: To assess the efficacy of in-shoe orthoses that were designed based on shape and barefoot plantar pressure in reducing the incidence of submetatarsal head plantar ulcers in people with diabetes, peripheral neuropathy, and a history of similar prior ulceration. RESEARCH DESIGN AND METHODS: Single-blinded multicenter randomized controlled trial with subjects randomized towear shape- and pressure-based orthoses (experimental, n = 66) or standard-ofcare A5513 orthoses (control, n = 64). Patients were followed for 15 months, until a study end point (forefoot plantar ulcer or nonulcerative plantar forefoot lesion) or to study termination. Proportional hazards regression was used for analysis. RESULTS: There was a trend in the composite primary end point (both ulcers and nonulcerative lesions) across the full follow-up period (P = 0.13) in favor of the experimental orthoses. This trend was due to a marked difference in ulcer occurrence (P = 0.007) but no difference in the rate of nonulcerative lesions (P = 0.76). At 180 days, the ulcer prevention effect of the experimental orthoses was already significant (P = 0.003) when compared with control, and the benefit of the experimental orthoses with respect to the composite end point was also significant (P = 0.042). The hazard ratio was 3.4 (95% CI 1.3- 8.7) for the occurrence of a submetatarsal head plantar ulcer in the control compared with experimental arm over the duration of the study. CONCLUSIONS: We conclude that shape- and barefoot plantar pressure -based orthoses were more effective in reducing submetatarsal head plantar ulcer recurrence than current standard-of-care orthoses, but they did not signi fi cantly reduce nonulcerative lesions. © 2014 by the American Diabetes Association.

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