Kato S.,Standard Life
Journal of insurance medicine (New York, N.Y.) | Year: 2013
To investigate the cause of reduced malignant neoplasm-related mortality in hypertensive outpatients. In previous studies, hypertensive outpatients have had modest improvement in overall mortality rate as compared with standard risk groups. While excessive mortality rates for cardiovascular disease and stroke were evident in hypertensive outpatients, the mortality rate of malignant neoplasm was greatly reduced. Using database systems of Sumitomo Life Insurance Co, Japan, standard life tables were generated, and ratios or rates for mortality and morbidity of hypertensive outpatients were extrapolated and analyzed. The mortality ratio of all cancers was significantly low, 85% (95% CI: 77%-93%), and the morbidity ratio was significantly increased, 121% (95% CI: 109%-133%). The mortality ratio of each of categorized malignant neoplasm was below 100% except for colorectal cancer (111%, 95% CI: 83%-138%). The mortality ratios of stomach cancer (56%, 95% CI: 41%-72%) and liver cancer (52%, 95% CI: 32%-80%) were significantly decreased. The morbidity ratios of colorectal cancer, breast cancer, esophageal cancer, and others were over 100%, and was statistically significant in colorectal cancer (140%, 95% CI: 112%-167%) and others (139%, 95% CI: 113%-165%). The differences between the mortality ratio and the morbidity ratio of stomach cancer and others were statistically significant. The relative lethality of all but pancreatic cancer and leukemia were less than 1.0, and there was a positive correlation between the general prognosis of each cancer and the relative lethality. The decreased malignant neoplasm-related mortality ratio in hypertensive outpatients was indicative of an improved prognosis and likely benefited from close medical surveillance. Source
Standard Life | Date: 2012-11-01
In an automated savings and investment system, a Service Provider negotiates agreements with each one of a plurality of parties defining terms under which funds can be transferred from the respective party to the Service Provider on behalf of a subscriber. The Service Provider defines enhanced services under which deposit amounts can be supplemented with additional funds. The Service Provider identifies, from among the plurality of parties, a set of parties with which a given subscriber has a financial relationship and enables the subscriber to subscribe to one or more of the agreements; identifies a set of permissible enhanced services to which the subscriber is permitted to subscribe, and enables the subscriber to select at least one of the permissible enhanced services. A server receives and accumulates deposit amounts in an account associated with the subscriber; and automatically invests accumulated deposit amounts in accordance with investment preferences of the subscriber.
Standard Life | Date: 2011-09-09
The present invention relates to a system and method for copying data between environments in an information management system such as the copying of business data between production and test environments in a database system. The system has a relations database with a set of relations created outside the runtime environment which are derived from a first database and which provide a link between database tables in the first database. The system also has a service generator which extracts and copies database tables at runtime to form a predetermined service or product. When the service generator receives a request to copy a product or service, this is done only if the data in the database tables comprising the product or service is the subject of one or more relation in the relations database.
News Article | October 28, 2015
LONDON, Oct 28 British insurer and asset manager Standard Life reported strong net inflows for the third quarter on Wednesday as investors looked to increase returns against a backdrop of low interest rates and volatile markets. Standard Life has been switching its focus from insurance products such as annuities to "fee-based" business such as more flexible drawdown pensions and its asset management arm. Falling stock markets and a slowdown in Chinese growth have hit global investment returns this year. "Horizons are short, people are uncertain, but I don't detect any sense of panic or crisis," Chief Executive Keith Skeoch told reporters on a conference call. "People are thinking about the composition of their portfolios in a regime where growth is slow, inflation is very low and therefore interest rates are lower for longer." Third-quarter net inflows of 2.4 billion pounds ($3.67 billion) beat analysts' expectations while assets under administration rose 2 percent in the first nine months to 302 billion pounds. JP Morgan analysts had expected group net inflows of 900 million pounds for the quarter, while Panmure Gordon forecast net inflows of 1.1 billion. Analysts at JP Morgan reiterated their overweight rating on the stock, calling the flows data "a solid set of numbers ...with beats across the board". The strong flows data follows similar results for other UK asset managers such as St James's Place and Hargreaves Lansdown, helped by new pensions freedoms which allow greater flexibility in investment. Standard Life's shares were up 1 percent to 423 pence per share at 0806 GMT, making it one of the top performers in a steady FTSE 100 index. Luke Savage, Standard Life's chief financial officer, said on the conference call that Standard Life was planning an initial public offering of its Indian joint venture insurance business with HDFC. "That is the route we will be looking to take," he said. Standard Life is raising its stake in the joint venture to 35 percent from 26 percent. The stake increase follows a change in rules allowing greater foreign ownership of Indian insurers.
News Article | November 3, 2015
Prabhu, who had gone to London last week at the invitation of UK government, met Oliver Letwin , Chancellor of the Duchy of Lancaster and UK Minister in charge of cabinet affairs and Patrick McLoughlin , UK Secretary of State for Transport, to explore investment opportunities in Indian infrastructure and areas of mutual cooperation in the Rail sector. NEW DELHI: Seeking investments in Indian infrastructure and areas of mutual cooperation in the rail sector, Railway Minister Suresh Prabbhu has met leading investors and officials during his two-day UK trip. The other members of the Indian delegation included Ranjan Mathai, High Commissioner of India, Rajiv Datt, Managing Director of Indian Railway Finance Corporation, Saikant Sen Sharma, First Secretary (Economic) Indian High Commission, UK. The proposed issuance of Rupee bonds overseas by Indian corporates was also discussed during the meeting, according to a release issued by Railway Ministry. The UK side welcomed these proposals and promised to assist in ensuring success in these endeavours. Prabhu along with the UK Ministers also addressed a high level Investors Round table and investors were positively inclined to commit long term funds for the infrastructure sector. Prabhu also visited the London Stock Exchange and met some leading investors. The investors (banks/financial institutions) who participated in the interactions included Standard Life, Citibank, SBI UK, SBI Caps UK, Prime Bridge Investments, London Stock Exchange, Standard Chartered Bank, ANZ bank, HSBC bank, Kotak Mahindra, Blue Bay Investments, Black Rock Investments, Deutche Bank, U K Green Investment Bank, Russell Investments, Jupiter Asset Management, HSBC, SBI Capital, Investec, BAML, Redington and JP Morgan. In addition, the Indian delegation also visited three stations in London area where considerable redevelopment of property has taken place. Railways have finalised plan to redevelop about 400 major stations across the country to upgrade passenger amenities.