Havana, Cuba
Havana, Cuba

Time filter

Source Type

News Article | May 30, 2017
Site: www.prweb.com

Instec, a market leader in the delivery of software solutions for commercial program insurance and specialty writers, today announced the launch of a new underwriting solution to complement its flagship policy system. “At Instec, we recognize the role of the underwriter is changing, and with Instec Underwriting we’ve created a new generation of software to help underwriters adapt,” said Jason Pamplin, Product Manager. Instec Underwriting provides an online collaborative environment where all parties involved in the underwriting process can interact with each other throughout the customer lifecycle. Instead of constantly following up with applicants, agents, and others for the next piece of data or status update, underwriters will build relationships that result in faster turnaround times and improved customer responsiveness. The new Instec solution also features a highly-configurable rules engine that will enable underwriters to automate routine tasks. Clearly acceptable risks, for example, could be handled via straight-through processing, while unacceptable risks could be auto-declined. “A significant portion of an underwriter’s day is consumed by busywork that doesn’t draw on their unique skill set. The average underwriter would rather tackle the more complex risks that can’t easily be automated,” said Jeff Goldberg, Senior Vice President of Research and Consulting at Novarica. Using the latest industry standards for interoperability, Instec underwriting can integrate with remote systems and sources of data to bring situational awareness to underwriters, so they can make better decisions. The solution will be integrated, out of the box, with Instec’s rating engine. As a cloud-based system with mobile capabilities, Instec Underwriting will provide visibility to insureds and agents enabling them to cooperate as active members of the underwriting process, in real-time, 24/7, while ensuring compliance. “We see Instec Underwriting as a game changer,” said Kevin Mason, Executive Vice President at Instec. “It will enable underwriters to orchestrate a process that produces lower expense ratios, greater customer engagement, and more accurate underwriting decisions.” Instec will demonstrate the new underwriting system at the IASA 2017 Annual Conference in Orlando, Florida, on June 5 and 6, at booth #1205. In addition, Instec Executive Vice President, Kevin Mason will join Insureon president Ralph Blust on a panel discussion led by Novarica, entitled Disruption as the New Normal. Instec delivers flexible rating, billing and policy administration systems to personal and commercial lines insurers, MGAs, MGUs, and the solution providers that serve them. Since 1982, Instec’s solutions have continuously evolved, providing users with the ability to create innovative new insurance products, and launch them into the market quickly, affordably and reliably. To learn more, visit http://www.instec-corp.com.


Lopez Diaz A.,Hospital Hermanos Ameijeiras | Reynosa R.,INSTEC | Martin J.M.,Hospital Hermanos Ameijeiras | Castillo J.,Clinical Research Center | Torres L.A.,Clinical Research Center
IFMBE Proceedings | Year: 2015

Optimization and verification of Patient- Specific Treatment planning with unsealed I-131 sources is a desirable goal from medical and radiation protection point of view. To obtain a practical protocol to combine the estimation of the related parameters with patient’s specific treatment dose in hyperthyroidism diseases, four equipments were studied (Iodine Probe, a Philips Forte Camera with pin-hole collimators, a Mediso Nucline with HEGP for planar and SPECT techniques and a Mediso AnySan SPECT/CT). The linear behaviour on diagnostic and therapeutic activity range was verified, showing a linear correlation fitting factor R2 > 0.99. The differences between thyroid uptake determinations in all equipment were less than 6% for therapeutic activities and less than 1.1% in the diagnostic range. The combined protocol to calculate, with only one administration of I131, all the necessary parameters to the treatment dose estimation in 2D or 3D, was established and verified, avoiding wasting time with gamma cameras. Following this protocol the difference between apparent and calculated activities were less than 3%. © Springer International Publishing Switzerland 2015.


Quintas-Sanchez E.,InSTEC | Quintas-Sanchez E.,University of Bordeaux 1 | Crespos C.,University of Bordeaux 1 | Larregaray P.,University of Bordeaux 1 | And 2 more authors.
Journal of Chemical Physics | Year: 2013

Quasiclassical trajectories simulations are performed to study the influence of surface temperature on the dynamics of a N atom colliding a N-preadsorbed W(100) surface under normal incidence. A generalized Langevin surface oscillator scheme is used to allow energy transfer between the nitrogen atoms and the surface. The influence of the surface temperature on the N 2 formed molecules via Eley-Rideal recombination is analyzed at T = 300, 800, and 1500 K. Ro-vibrational distributions of the N2 molecules are only slightly affected by the presence of the thermal bath whereas kinetic energy is rather strongly decreased when going from a static surface model to a moving surface one. In terms of reactivity, the moving surface model leads to an increase of atomic trapping cross section yielding to an increase of the so-called hot atoms population and a decrease of the direct Eley-Rideal cross section. The energy exchange between the surface and the nitrogen atoms is semi-quantitatively interpreted by a simple binary collision model. © 2013 American Institute of Physics.


Quintas-Sanchez E.,InSTEC | Quintas-Sanchez E.,CNRS Institute of Molecular Sciences | Larregaray P.,CNRS Institute of Molecular Sciences | Crespos C.,CNRS Institute of Molecular Sciences | And 3 more authors.
Journal of Chemical Physics | Year: 2012

The scattering of atomic nitrogen over a N-pre-adsorbed W(100) surface is theoretically described in the case of normal incidence off a single adsorbate. Dynamical reaction mechanisms, in particular Eley-Rideal (ER) abstraction, are scrutinized in the 0.1-3.0 eV collision energy range and the influence of temperature on reactivity is considered between 300 and 1500 K. Dynamics simulations suggest that, though non-activated reaction pathways exist, the abstraction process exhibits a significant collision energy threshold (0.5 eV). Such a feature, which has not been reported so far in the literature, is the consequence of a repulsive interaction between the impinging and the pre-adsorbed nitrogens along with a strong attraction towards the tungsten atoms. Above threshold, the cross section for ER reaction is found one order of magnitude lower than the one for hot-atoms formation. The abstraction process involves the collision of the impinging atom with the surface prior to reaction but temperature effects, when modeled via a generalized Langevin oscillator model, do not affect significantly reactivity. © 2012 American Institute of Physics.


Barrios-Herrera L.,INSTEC | Quintas-Sanchez E.,INSTEC | Quintas-Sanchez E.,French National Center for Scientific Research | Martin-Gondre L.,French National Center for Scientific Research | And 4 more authors.
Revista Cubana de Fisica | Year: 2011

Using the classical trajectory method, the dynamics of molecular recombination of Nitrogen atoms from a Tungsten (100) surface is studied. The potential energy surface is an extended version of the periodic London-Eyring-Polanyi-Sato potential, recently developed. The dynamics is explored in a wide range of projectile energies. We focus our attention on the EleyRideal recombination cross section. The influence of adsorved atoms is only significant inside the occupied cell.


Quintas-Sanchez E.,InSTEC | Quintas-Sanchez E.,University of Bordeaux 1 | Quintas-Sanchez E.,French National Center for Scientific Research | Larregaray P.,University of Bordeaux 1 | And 3 more authors.
Journal of Physical Chemistry C | Year: 2014

Classical trajectory simulations, using potential energy surfaces of ab initio quality, are performed to investigate the influence of crystal symmetry on the Eley-Rideal abstraction dynamics of N atoms colliding, under normal incidence, N-preadsorbed tungsten (100) and (110) surfaces. Low-energy reactivity (<0.5 eV collision energy) results much higher for the (110) crystallographic plane. Such a feature stems from the topology of the interactions upon approach of the N-gas atom toward the N adsorbate: the strong lateral corrugation responsible for a significant threshold for recombination on the (100) surface is much smoother on the (110) plane, allowing low-energy incident atoms to react. Temperature is found to only slightly affect reactivity. © 2014 American Chemical Society.


Gonzalez J.A.,University of Santiago de Compostela | Hernandez-Garces A.,INSTEC | Rodriguez A.,University of Santiago de Compostela | Saavedra S.,University of Santiago de Compostela | Casares J.J.,University of Santiago de Compostela
HARMO 2014 - 16th International Conference on Harmonisation within Atmospheric Dispersion Modelling for Regulatory Purposes, Proceedings | Year: 2014

It is well-known that air quality modeling requires accurate and detailed meteorological modeling, depending on the scale of the problem. Because of that, significant efforts were done in the improvement and validation of high resolution meteorological models. In this process, comParison of model results against measurements is a typical issue; however, most of those comParisons are mainly based in surface measurements, although the significant effect of aloft meteorological processes in air pollutants dispersion is well-known. In this work, CALMET diagnostic model is nested to WRF model simulations (3 km horizontal resolution) over a complex terrain and coastal domain at NW of Spain, covering 100x100 km2, during three different periods when primary pollutants glc peaks were detected. NCEP reanalysis are applied as initial and boundary conditions. After checking different WRF PBL schemes, using Yong Sei University-Pleim-Chang (YSU) scheme simulation as the best WRF result, different CALMET horizontal resolutions are applied over the 100x100 km2 simulation domain: 1 km, 0.5 km, and 0.2 km. CALMET simulations PBL depths are quite similar, and better than WRF results. With the 0.5 km simulation grid, different CALMET meteorological inputs using the best WRF result and/or surface and upper-air measurements are tested. The lowest RMSE surface data from CALMET results are obtained using the best WRF result combined to surface measurements as input data. © Crown Copyright 2014 Dstl.


PubMed | InSTEC
Type: Journal Article | Journal: The Journal of chemical physics | Year: 2012

The scattering of atomic nitrogen over a N-pre-adsorbed W(100) surface is theoretically described in the case of normal incidence off a single adsorbate. Dynamical reaction mechanisms, in particular Eley-Rideal (ER) abstraction, are scrutinized in the 0.1-3.0eV collision energy range and the influence of temperature on reactivity is considered between 300 and 1500 K. Dynamics simulations suggest that, though non-activated reaction pathways exist, the abstraction process exhibits a significant collision energy threshold (0.5 eV). Such a feature, which has not been reported so far in the literature, is the consequence of a repulsive interaction between the impinging and the pre-adsorbed nitrogens along with a strong attraction towards the tungsten atoms. Above threshold, the cross section for ER reaction is found one order of magnitude lower than the one for hot-atoms formation. The abstraction process involves the collision of the impinging atom with the surface prior to reaction but temperature effects, when modeled via a generalized Langevin oscillator model, do not affect significantly reactivity.


PubMed | University of California at Irvine, InSTEC and Toulouse 1 University Capitole
Type: Journal Article | Journal: The Journal of chemical physics | Year: 2016

The resonant Raman spectra of the H2OCl2 and H2OBr2 halogen-bonded complexes have been studied in the framework of a 2-dimensional model previously used in the simulation of their UV-visible absorption spectra using time-dependent techniques. In addition to the vibrational progression along the dihalogen mode, a progression is observed along the intermolecular mode and its combination with the intramolecular one. The relative intensity of the inter to intramolecular vibrational progressions is about 15% for H2OCl2 and 33% for H2OBr2. These results make resonant Raman spectra a potential tool for detecting the presence of halogen bonded complexes in condensed phase media such as clathrates and ice.


News Article | March 2, 2017
Site: www.prweb.com

Instec, a market leader in the delivery of software solutions for commercial program insurance and specialty writers, announced today that it will integrate the new ISO class plan for commercial auto into its flagship policy system an unprecedented two years ahead of the anticipated required effective date. Commercial auto class plans currently used by much of the industry are based on actuarial methods that are over 40 years old. Much has changed in that time, and ISO’s new optional class plan accounts for new uses, types of vehicles, and exposures that have emerged over the past four decades. The new ISO plan provides much more granularity in a variety of rating variables, including vehicle age, cost, commercial segment, and vehicle purpose. ISO has also added a pricing factor based on the NAICS (North American Industrial Classification System) designation, to reflect the variety of vehicle uses across different industries. “There’s a difference between a 12-year-old truck and one that’s 24. There’s also a difference between insuring a company with five trucks and one with 200. And it’s those differences, along with the growing and diverse use of vehicles in business, that have informed ISO’s new optional class plan,” said Patrick Woods, vice president of Actuarial Products and Operations at ISO Insurance Programs and Analytic Services. Instec’s support of the new class plan will include all the new rating equations, and changes to statistical coding and input screens to accommodate the new variables ISO is adding. Since ISO is offering the new class plan as optional, Instec will maintain both the current and new plans in its system until the current plan has been permanently replaced. “We typically release ISO updates to our users 90 to 120 days before the effective date. We’re offering this one much sooner because we want to give our clients’ actuarial and pricing teams as much time as possible to assess the impact on their products and their books of business,” said Kevin Mason, Executive Vice President at Instec. Instec anticipates the changes will be available for evaluation in the summer of this year, and will be included in a new product release sometime in the fourth quarter. Instec delivers flexible rating, billing and policy administration systems to personal and commercial lines insurers, MGAs, MGUs, and the solution providers that serve them. Since 1982, Instec’s solutions have continuously evolved, providing users with the ability to create innovative new insurance products, and launch them into the market quickly, affordably and reliably. To learn more, visit http://www.instec-corp.com.

Loading InSTEC collaborators
Loading InSTEC collaborators