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Fan Q.,IBM | Gabbur P.,ID Analytics | Pankanti S.,IBM
Proceedings of the IEEE International Conference on Computer Vision | Year: 2013

Effective reduction of false alarms in large-scale video surveillance is rather challenging, especially for applications where abnormal events of interest rarely occur, such as abandoned object detection. We develop an approach to prioritize alerts by ranking them, and demonstrate its great effectiveness in reducing false positives while keeping good detection accuracy. Our approach benefits from a novel representation of abandoned object alerts by relative attributes, namely static ness, foreground ness and abandonment. The relative strengths of these attributes are quantified using a ranking function[19] learnt on suitably designed low-level spatial and temporal features. These attributes of varying strengths are not only powerful in distinguishing abandoned objects from false alarms such as people and light artifacts, but also computationally efficient for large-scale deployment. With these features, we apply a linear ranking algorithm to sort alerts according to their relevance to the end-user. We test the effectiveness of our approach on both public data sets and large ones collected from the real world. © 2013 IEEE.


News Article | May 27, 2014
Site: venturebeat.com

The Federal Trade Commission is taking its frustrations with virtual data brokers to Congress. The FTC released a report Monday titled “Data Brokers: A Call for Transparency and Accountability” that illustrates how online consumers are largely clueless when it comes to understanding how data brokers are targeting them — and what they’re doing with your personal information. Now, the FTC is urging Congress to enact legislation that will give Americans access to the information brokers are buying and selling after making a tacit admission that few, if any, laws protect citizens against these practices. The report is freely available here. The FTC interviewed nine online data brokers for the study: Acxiom, CoreLogic, Datalogix, eBureau, ID Analytics, Intelius, PeekYou, Rapleaf, and Recorded Future. FTC senior attorney Tiffany George helped draft the study. The FTC began their research last December, she told VentureBeat. “We are providing information to consumers who may not know the extent of the broker’s practices,” George said. As it stands now, all of the information that brokers collect — your hair color, dog name, bra size, or religious interests — is being collated, packaged, stored, and sold, largely without your consent or knowledge. The feds said that there is little if no transparency in the broker space. According to the FTC: “Many of the purposes for which data brokers collect and use data pose risks to consumers, such as unanticipated uses of the data. For example, a category like ‘Biker Enthusiasts’ could be used to offer discounts on motorcycles to a consumer but could also be used by an insurance provider as a sign of risky behavior.” Now it’s up to Congress to act. FTC chairwoman Edith Ramirez put it this way: Among other things, the FTC is calling for the creation of a centralized portal for data brokers themselves to elucidate their data practices, require that brokers permit consumers access to the information being traded about them, and offer a so-called “opt-out” feature enabling people to suppress the use of their data, kind of like a virtual “do not call” list. The FTC also wants data brokers to obtain permission from individual consumers before sharing, or selling, information about buying habits, for example. The feds new study coincides with the FTC’s assertions in March it will begin going after companies in the mobile sector for basically the same reasons outlined in today’s report. The FTC told VentureBeat that the mobile space is largely unregulated and pointed to companies violating the Children’s Online Privacy Protection Act, or COPPA, as targets. In that case, the FTC singled out online ad companies, ad brokers, and gaming outfits, among others. While some in the mobile sector are bracing themselves for the so-called crackdown, the FTC has yet to publicly act. The report proclaimed that personal data has been collected by brokers on nearly every American consumer using the Web. Indeed, the FTC said that one of the data brokers listed in the study showed they had stored data on more than 1.4 billion online transactions by individual consumers in one month alone. FTC attorney George said that anybody using a computer should read the study. “It is eye-opening,” she said, “to any consumer who reads it.”


News Article | May 27, 2014
Site: www.techworld.com

Data brokers should give consumers more control over their personal information, and Congress should consider legislation that reins in the ways data brokers can use that information, the U.S. Federal Trade Commission is recommending. The data-broker industry "largely operates in the dark," with most U.S. consumers unaware that companies are collecting data about consumers' place of residence, interests, children, health conditions and income, said FTC Chairwoman Edith Ramirez. "Most consumers have never heard of the data-broker industry, let alone the names of the largest data brokers," she added during a news conference. "The industry suffers from a fundamental lack of transparency." Data brokers collect consumer data from "extensive" online and offline sources, largely without consumers' knowledge, with sources including consumer buying data, social-media activity, warranty registrations, magazine subscriptions and religious and political affiliations, according to a 110-page FTC report released Tuesday. The FTC has concerns about the "sheer breadth and complexity" of the data broker industry, Ramirez said. Data brokers store "billions[b] of data points about nearly every U.S. consumer," she added. In addition, many data brokers use "troubling classifications" based on race, health conditions and income to pigeonhole consumers, Ramirez said. A classification focused on a consumer's income could lead to limited offers for credit and other financial products, she said. A representative of the Direct Marketing Association, a trade group representing data brokers and other companies using data-collection services, didn't immediately respond to a request for a comment on the FTC study. In many cases, data brokers share information with each other, with consumer data often passing through "multiple layers" of data broker, the report said. Seven of nine data brokers studied by the FTC said they shared information with another broker, the FTC said. The FTC wants to "lift the veil of secrecy that clouds the data broker industry," Ramirez said. Congress should consider legislation requiring data brokers that provide marketing products to create centralized portals where data brokers share information about their practices and provide links to tools where consumers can access their information and opt out of data collection, the FTC report recommended. Legislation should require data brokers to give consumers access to their data and should require data brokers to disclose the names or categories of their data sources, the FTC said. Congress should also require retailers and other consumer-facing entities to receive consent from consumers before collecting sensitive personal information and sharing it with data brokers, the FTC recommended. For brokers providing people-search products, Congress should require data brokers to allow consumers to access their own information and opt out of having the information included in a people-search product, the FTC said. Those data brokers should also disclose the original sources of the information so consumers can correct it, and disclose any limitations of an opt-out feature, the agency recommended. The FTC report is a "powerful and disturbing privacy wake-up call," said Jeffrey Chester, executive director of the Center for Digital Democracy, a consumer privacy advocate. "The report reveals the largely invisible Big Data-driven complex that regularly spies on every American, comprehensively following our activities both online and off." Unlike a big data report, issued by the White House earlier this month, the FTC study "provides a much more realistic -- and chilling -- analysis of an out-of-control digital data collection industry," Chester said by email. But the FTC's calls for greater transparency and consumer control are insufficient, without additional legislation, he added. "The real problem is that data brokers -- including Google and Facebook -- have embraced a business model designed to collect and use everything about us and our friends -- 24/7," he said. The FTC voted in December 2012 to compel nine data brokers to disclose information that was included in the study. The nine data brokers in the study are Acxiom, CoreLogic, Datalogix, eBureau, ID Analytics, Intelius, PeekYou, Rapleaf and Recorded Future. Grant Gross covers technology and telecom policy in the U.S. government for The IDG News Service. Follow Grant on Twitter at GrantGross. Grant's email address is grant_gross@idg.com.


News Article | March 19, 2012
Site: www.xconomy.com

—A steady rain is lingering this morning from the monster storm that blew through San Diego over the weekend. Also lingering is what you might call my “curiosity of the week:” Don Casey resigned as CEO of the San Diego-based West Wireless Health Institute, just two years after he was lured from Johnson & Johnson’s Comprehensive Care group to lead the non-profit institute. Casey, who will retain his seat on the institute’s board, expects to accept a position with a major health care company, according to a statement. I wonder if the institute is still working to identify its role? I hope to get a chance to provide more insight about what’s happening there. —Timing is everything: The private online video sharing service that San Diego’s Givit unveiled in November officially started on Thursday—with an invitation to former FlipShare customers to move their videos over to Givit. FlipShare was the business that Cisco created from its $590 million purchase of Pure Digital Technologies, and then killed last year as the quality of video-enabled smartphones made a standalone camera increasingly irrelevant. Givit was created as a new business by San Diego-based VMIX. In an e-mail over the weekend, VMIX Founder and CEO Greg Kostello said user numbers are not yet available, “but the response has been really amazing.” —As part of its plan to acquire San Diego’s ID Analytics, Tempe, AZ-based LifeLock raised $100 million from venture investors and another $70 million in debt funding. LifeLock CEO Todd Davis said the database that ID Analytics created has been an important base for the identity theft protection services that LifeLock provides to more than 2 million subscribers. Financial terms of the deal were not disclosed, but I hope to talk soon with ID Analytics CEO Bruce Hansen. —Connect, the San Diego nonprofit established to support technology and entrepreneurship, has arranged an opportunity for half a dozen San Diego Internet startups to make presentations to … Next Page » Bruce V. Bigelow is the editor of Xconomy San Diego. You can e-mail him at bbigelow@xconomy.com or call (619) 669-8788 Follow @bvbigelow


News Article | September 1, 2015
Site: www.socaltech.com

San Diego-based ID Analytics said yesterday that it has named Scott Carter as its new Chief Executive Officer. Carter has been ID Analytics' Chief Operating Officer since September of last year, having previously served at Experian, Fair Isaac, and First Union. Carter replaces Larry McIntosh, who had been CEO since 2012; the company said McIntosh will continue as a strategic advisor to the company. No reason for the CEO switchup was given by the company. ID Analytics provides consumer risk management services, software, and data, used by companies and governments to evaluate consumer risk and prevent fraud.


News Article | May 15, 2015
Site: www.businesswire.com

GRAPEVINE, Texas--(BUSINESS WIRE)--defi SOLUTIONS announced the acquisition of Grapevine, Texas-based OpenRule Systems APM (Application Process Manager). The two companies will combine to create an even stronger technology team to serve lenders seeking flexible and affordable loan origination technology. “defi SOLUTIONS and OpenRule were founded with the same goal in mind, to provide lenders with a level of freedom they don’t have with other LOS providers,” said Stephanie Alsbrooks, defi SOLUTIONS CEO and founder. “By combining forces with OpenRule, defi can offer even more functionality to current and future customers.” According to Alsbrooks, the company plans to quickly integrate the features and functions of APM into a single, powerful defi system. The new combined defi SOLUTIONS system will offer lenders: “We look forward to working with the OpenRule team to integrate the many great features of APM that their customers enjoy today,” said Alsbrooks. “During this initial migration to the defi family, we want OpenRule customers to rest assured that we are focused on their needs and coming together in a seamless fashion so they can even more easily overcome the challenges they face when attempting to balance technology, compliance, and risk operations.” The OpenRule team has re-located to the defi headquarters, also located in Grapevine. The combined teams will be on the road for the next several weeks, meeting with customers and completing plans for integration. "We see joining the defi team as an opportunity to advance our functionality and scalability through a hosted technology solution while still offering all the critical support and functionality our customers count on with APM,” said Kevin Perkins, Technology Director, OpenRule APM (now Technology Director with defi SOLUTIONS) To find out more about the robust defi LOS, visit the defi SOLUTIONS booth at either the upcoming Auto Finance Compliance & Auto Finance Risk Summit 2015, May 18–19, in San Diego, California, or the National Automotive Finance (NAF) Association Non-Prime Financing Conference, May 27-29, in Plano, Texas. defi SOLUTIONS provides the only leading edge, browser-based loan origination system (LOS) that is completely configurable by lenders. The defi system allows auto lenders to manage the application lifecycle from a single, highly flexible platform. The defi LOS is affordable, scalable and easily accessible from mobile devices. To schedule a demo of the defi SOLUTIONS system, visit defi SOLUTIONS online at www.defiSOLUTIONS.com.


News Article | May 15, 2015
Site: www.businesswire.com

GRAPEVINE, Texas--(BUSINESS WIRE)--defi SOLUTIONS announced the acquisition of Grapevine, Texas-based OpenRule Systems APM (Application Process Manager). The two companies will combine to create an even stronger technology team to serve lenders seeking flexible and affordable loan origination technology. “defi SOLUTIONS and OpenRule were founded with the same goal in mind, to provide lenders with a level of freedom they don’t have with other LOS providers,” said Stephanie Alsbrooks, defi SOLUTIONS CEO and founder. “By combining forces with OpenRule, defi can offer even more functionality to current and future customers.” According to Alsbrooks, the company plans to quickly integrate the features and functions of APM into a single, powerful defi system. The new combined defi SOLUTIONS system will offer lenders: “We look forward to working with the OpenRule team to integrate the many great features of APM that their customers enjoy today,” said Alsbrooks. “During this initial migration to the defi family, we want OpenRule customers to rest assured that we are focused on their needs and coming together in a seamless fashion so they can even more easily overcome the challenges they face when attempting to balance technology, compliance, and risk operations.” The OpenRule team has re-located to the defi headquarters, also located in Grapevine. The combined teams will be on the road for the next several weeks, meeting with customers and completing plans for integration. "We see joining the defi team as an opportunity to advance our functionality and scalability through a hosted technology solution while still offering all the critical support and functionality our customers count on with APM,” said Kevin Perkins, Technology Director, OpenRule APM (now Technology Director with defi SOLUTIONS) To find out more about the robust defi LOS, visit the defi SOLUTIONS booth at either the upcoming Auto Finance Compliance & Auto Finance Risk Summit 2015, May 18–19, in San Diego, California, or the National Automotive Finance (NAF) Association Non-Prime Financing Conference, May 27-29, in Plano, Texas. defi SOLUTIONS provides the only leading edge, browser-based loan origination system (LOS) that is completely configurable by lenders. The defi system allows auto lenders to manage the application lifecycle from a single, highly flexible platform. The defi LOS is affordable, scalable and easily accessible from mobile devices. To schedule a demo of the defi SOLUTIONS system, visit defi SOLUTIONS online at www.defiSOLUTIONS.com.


News Article | April 23, 2012
Site: www.zdnet.com

Wisdom advises to be in heaven before the devil knows you're dead, but in today's world that's no place to hide from identity thieves. The identities of nearly 2.5 million deceased Americans are used improperly each year, according to a study released Monday by ID Analytics. Of those, the identities of 800,000 deceased Americans are intentionally targeted for misuse, such as to apply for credit or acquire cell phone service. The study found that more than 2,000 identities of dead Americans are used each day in a fraudulent way, mainly to apply for financial services. The numbers also include inadvertent misuse, such as incorrectly entering a social security number or just making one up. Those mistakes show up on about 1.6 million applications for credit each year, according to the study. In addition, several hundred thousand potential misuses of identities of gravely ill Americans occur each year. "This is not a victimless crime," says Stephen Coggeshall, chief technology officer for ID Analytics. "There are victims directly and indirectly; alive and dead.  The survivors are left with a horrible problem. They are not only faced with the loss of a loved one but they have to clean-up these financial matters." The study focused on applications filed through the mail, in-person and over the Internet. "Most of the fraud occurs remotely - through the mail or over the Internet," said Coggeshall. "But people need to be cautious in all these channels." The study compared the Social Security Administration's Death Master File (DMF) to names, dates of birth, and social security numbers on 100 million applications for credit cards, cell phones, retail and other financial services that were filtered through ID Analytics' ID Network during the first three months of 2011. The survey identified which applications used personally identifiable information (PII) associated with deceased individuals. The DMF is a public document available under the Freedom of Information Act. Monthly and weekly updates are sold by the National Technical Information Service (NTIS) of the U.S. Department of Commerce for upwards of $14,500. The DMF is used by financial and credit firms and government agencies to match records and prevent identity fraud. The DMF contains the name, birthday and social security number of more than 85 million deceased Americans and is created from social security payment records. Global Internet Management, in a joint venture with NTIS, offers iPhone and Android apps that provide the entire DMF list. The ID Analytics survey projects that the entire annual U.S. volume of applications submitted for credit products and services contains nearly 6.8 million applications that at least have a partial match to the DMF. The survey concludes that roughly 2.4 million are simple typos of social security numbers. Coggeshall says consumers might be wise to use ID protection services or monitors, both during life and for the dearly departed, as a means of protection. The survey follows a November report by United Press International that Identity thieves were using the social security numbers of deceased children across the United States to collect dependent-children tax refunds from the Internal Revenue Service.


News Article | December 15, 2016
Site: www.cnet.com

Smart toys that connect to the internet may be fun, but they're also raising some alarming issues. US lawmakers warn that personal information given to smart toys -- like kids' names, birthdays and even photos -- could be vulnerable to hackers when passed to companies' data servers. "Unfortunately, as toys have become 'smarter' and more prevalent, some connected toy makers have failed to implement sufficient data security practices," said Florida Sen. Bill Nelson in a report (PDF) filed Wednesday by the Senate committee on commerce, science and transportation. The report highlights privacy and security issues that arise when smart toys, an estimated $2.8 billion industry, collect personal information from parents and children. Breaches could lead to inappropriate contact, abduction or identity theft, according to the report. It cites an ID Analytics report from 2011 that estimated more than 140,000 US children are victims of identity fraud annually. In the Senate report, Nelson referenced the November 2015 hack of toy maker VTech Electronics, which exposed the data of more than 6 million children and 4 million parents. VTech didn't respond to requests for comment, but has said its made improvements to its cybersecurity. The report also took aim at how much information smart toys collect from parents and children. One unnamed toy maker told Senate researchers it could save information logged onto its children's tablets for up to 10 years. "While most parents are not data privacy or security experts...parents should nevertheless make efforts to learn about the ways in which a toy maker collects, uses, and secures data -- and reject connected toys that do not provide this information," Nelson said in the report. Last week, the Electronic Privacy Information Center filed a complaint with the Federal Trade Commission that alleges Genesis Toys, which makes the My Friend Cayla doll and the i-Que Intelligent Robot, and speech-recognition software maker Nuance Communications violated federal rules by listening to children and saving the recordings. The 1998 Children's Online Privacy Protection Act requires websites to get parental permission before making any use of data provided by kids younger than 13. The detail that Genesis Toys could listen and record voices was hidden in the company's privacy policy, which senators found was difficult to understand for the average consumer, according to the report. The report cited a Pew Research Center study that said half of Americans don't know what a privacy policy is. Lawmakers recommended the FTC keep a tighter eye on connected toys, while urging toy makers to improve security and only collect essential data smart toys need to operate.

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