News Article | May 8, 2017
LearnHowToBecome.org, a leading resource provider for higher education and career information, has evaluated the top colleges in New York state for 2017. Of the 50 four-year schools who made the site’s “Best” list, Columbia University in the City of New York, Cornell University, Yeshiva University, University of Rochester and New York University were in the top five. Of the 39 two-year schools that were included, Monroe Community College, Hudson Valley Community College, Niagara County Community College, SUNY Westchester Community College and Genesee Community college took the top five spots. A full list of schools is included below. “New York state offers a wide variety of educational options, but the schools on our list are those going the extra mile for students,” said Wes Ricketts, senior vice president of LearnHowToBecome.org. “Not only do they offer outstanding certificate and degree programs, they also provide students with resources that help them make successful career choices after college.” To be included on the “Best Colleges in New York” list, institutions must be regionally accredited, not-for-profit schools. Each college is ranked on additional statistics including the number of degree programs offered, the availability of career and academic resources, the opportunity for financial aid, graduation rates and annual alumni earnings 10 years after entering college. Complete details on each college, their individual scores and the data and methodology used to determine the LearnHowToBecome.org “Best Colleges in New York” list, visit: The Best Four-Year Colleges in New York for 2017 include: Adelphi University Alfred University Barnard College Canisius College Clarkson University Colgate University College of Mount Saint Vincent Columbia University in the City of New York Cooper Union for the Advancement of Science and Art Cornell University CUNY Bernard M Baruch College CUNY City College CUNY Hunter College CUNY Queens College Daemen College D'Youville College Fordham University Hamilton College Hartwick College Hobart William Smith Colleges Hofstra University Houghton College Iona College Ithaca College Le Moyne College LIU Post Manhattan College Manhattanville College Marist College Molloy College Nazareth College New York University Niagara University Pace University-New York Rensselaer Polytechnic Institute Rochester Institute of Technology Saint John Fisher College Saint Joseph's College-New York Siena College St Bonaventure University St John's University-New York St Lawrence University Stony Brook University SUNY at Binghamton Syracuse University Union College University at Buffalo University of Rochester Vassar College Yeshiva University The Best Two-Year Colleges in New York for 2017 include: Adirondack Community College Bramson ORT College Bronx Community College Cayuga County Community College Clinton Community College Columbia-Greene Community College Corning Community College CUNY Borough of Manhattan Community College CUNY LaGuardia Community College Dutchess Community College Erie Community College Finger Lakes Community College Fulton-Montgomery Community College Genesee Community College Herkimer County Community College Hostos Community College Hudson Valley Community College Jamestown Community College Jefferson Community College Kingsborough Community College Mohawk Valley Community College Monroe Community College Nassau Community College New York Methodist Hospital Center for Allied Health Education Niagara County Community College North Country Community College Onondaga Community College Professional Business College Queensborough Community College Rockland Community College Schenectady County Community College Stella and Charles Guttman Community College Suffolk County Community College SUNY Broome Community College SUNY Orange SUNY Sullivan SUNY Ulster SUNY Westchester Community College Tompkins Cortland Community College ### About Us: LearnHowtoBecome.org was founded in 2013 to provide data and expert driven information about employment opportunities and the education needed to land the perfect career. Our materials cover a wide range of professions, industries and degree programs, and are designed for people who want to choose, change or advance their careers. We also provide helpful resources and guides that address social issues, financial aid and other special interest in higher education. Information from LearnHowtoBecome.org has proudly been featured by more than 700 educational institutions.
News Article | April 17, 2017
eMoney Advisor's Technology and Support Opens New Markets for Fast Growing New York-based Advisory Firm David Edwards, founder of Heron Wealth, a New York-based fiduciary investment advisor and wealth management firm, today announced the release of a detailed case study focused on the successful automation of his firm published in conjunction with financial technology company eMoney Advisor (eMoney). The eMoney report reveals how Edwards, previously a one-man shop growing assets at a 5% annual rate, transformed into a hyper-productive team growing AUM 30-40% annually. Heron Wealth grew from $122 million in assets as of January 2013 to $285 million through February 2017. "We plan to double assets over the next three years, and double again within seven years to $1 billion. We will continue to deliver the high touch experience our clients expect, but also derive the revenues necessary to support our continued investment in human capital, technology, cybersecurity, compliance and operations," added Edwards, who was also recently featured on the cover of Financial Planning magazine in a story related to technology advancements that protect his clients from cyber threats. “As soon as we learned how Heron Wealth was using eMoney to grow their business and creatively serve more clients in new segments, we knew we had to share their success story to bring to life the power of eMoney,” said Drew DiMarino, EVP, Sales, eMoney. “Along with helping David and his team streamline their workflow and improve efficiency in their operations, our technology has helped them deliver unmatched, interactive client experiences that build trust and strengthen relationships with clients in an expanded pipeline, especially those in the younger demographic. That’s the ultimate competitive advantage,” DiMarino said. The case study provides insights into how Heron Wealth: · Created a new technology package for their “Bionic Advisor” · Adopted a new pricing model to target younger clients and provide an on-ramp to their services Edwards made technology, cybersecurity, operations and compliance the foundation of the firm. He hired team members to fulfill specific functions so that he went from spending 80% of his work week running the firm to 80% talking to current and prospective clients. Moreover, the firm systematically replaced all legacy client-facing and firm-facing systems. “eMoney – which tightly integrated with our CRM, custodial platform and client reporting – was the breakthrough technology in building the Bionic Advisor,” Edwards said. “Our firm doubled in size in just three years, and eMoney was a big part of that advance.” Edwards inventoried his favorite clients and determined that the people he liked working with best were business executives 40-60 years-old with $1-10 million in investable assets who had a recent transitional life event such as a new job, receipt of stock or stock options, inheritance, marriage, divorce, birth of a child or grandchild. “These people were thinking about their money and looking to make changes,” added Edwards. To achieve this, Edwards systematized the client marketing process. Prior to using eMoney, Heron used a paper-based financial planning tool. Every time a client’s assumptions changed, Heron generated and emailed a new set of PDF reports, which was cost-effective only for the clients with at least $1 million in investable assets. But what could the firm do for the sons and daughters of their current clients? Edwards commented, “If I told a client’s son, ‘Hey Billy, I would love to work with you. Could you circle back to me when you have a million dollars?’ I would never hear from Billy ever again.” Edwards realized there was a rapidly growing market of HENRYs – High Earning, Not Rich Yet individuals – who were typically children of current clients. These prospective clients might earn a six-figure salary engineering phone apps, but struggle to pay off college loans. He needed to find a way to serve those clients as they grew their assets. In response, Edwards created a lower priced service with age-based minimums. “The future is very bright for Heron Wealth, but more importantly, we are now in position to serve a greater number of individuals as they move through the early accumulation years into their peak earning years and what will ultimately be a golden age as they retire with confidence thanks to proper planning, saving and investing over the course of time,” Edwards said. David Edwards is president and founder of Heron Wealth. Founded in 1996, Heron Wealth provides financial planning, investment management and estate planning to individuals and families across the United States and overseas in Europe. Click to watch his video on the Joyful Planning concept. Edwards graduated from Hamilton College with a concentration in History and Mathematics, and holds an MBA in General Management from Darden Graduate School of Business at the University of Virginia. Edwards is as a member of the Investment Adviser Association, serving on the Legislation and Technology committee. Edwards was selected to serve on the eMoney Advisory Board in March 2016. Serving on the Advisory Board allows Edwards to contribute to the ongoing success and development of eMoney's financial planning and digital wealth management technology, while keeping him in the loop on future developments and innovations within the financial services industry. Prior to founding Heron Wealth, Edwards was associated with Morgan Stanley, JP Morgan and Nomura Securities where he developed investment products and quantitative trading models. For fun, Edwards competes frequently in sailing regattas from New England to the Caribbean and coaches a home town team in New York Harbor. Learn more at www.HeronWealth.com. eMoney Advisor, LLC (“eMoney”), based in Radnor, Pennsylvania, is the only wealth-planning system for financial advisors and firms that offers superior transparency, accessibility, security, and organization for everything that affects their clients’ financial lives. A technology envisioned and created by advisors for advisors, eMoney’s award-winning software and resources are tailored to transform the advisor’s ability to implement comprehensive financial plans and prepare their clients for a secure financial future. Through their emX Product Suite, their technology delivers a seamless digital wealth management experience to help advisors and firms differentiate their offering and strengthen their client relationships as the industry landscape shifts, client expectations increase, and competition grows. For more information, visit www.eMoneyAdvisor.com.
Oswald A.J.,University of Warwick |
Wu S.,Hamilton College
Science | Year: 2010
A huge research literature, across the behavioral and social sciences, uses information on individuals' subjective well-being. These are responses to questions - asked by survey interviewers or medical personnel - such as, "How happy do you feel on a scale from 1 to 4?" Yet there is little scientific evidence that such data are meaningful. This study examines a 2005-2008 Behavioral Risk Factor Surveillance System random sample of 1.3 million U.S. citizens. Life satisfaction in each U.S. state is measured. Across America, people's answers trace out the same pattern of quality of life as previously estimated, from solely nonsubjective data, in one branch of economics (so-called "compensating differentials" neoclassical theory, originally from Adam Smith). There is a state-by-state match (r = 0.6, P < 0.001) between subjective and objective well-being. This result has some potential to help to unify disciplines.